Welcome to the forum , MarieA .
If you've got a magnifying glass , look at the patterned (where the 'flowers' are) area .
If you can clearly see 'brush-strokes' in the patterns , it could be hand-painted (not always , though - because there are some examples of 'decals' being painted over) .
If you see alot of small little 'dots' of color , and a transparent edge around the perimeter of the 'picture' (as if a decal was applied) , chances are that it's a transfer , as stated by other forum members .